Pre-Paid Funeral Plans

Peace of mind for you and your loved ones

At the Heart of England Co-op Funerals, our pre-paid funeral plans are designed to provide you with a helping hand. Planning a funeral doesn’t have to be hard, and we can help make the process easier.

Plan for tomorrow, today

Request a call back

To receive a call back from a trained member of staff please contact us below, or call 0800 652 7226 to discuss any aspect of our services in more detail.

Data Protection – Heart of England Co-op Funerals (as the data controller) will always act responsibly with your data. We will retain the personal data that you provide us with for as a long as necessary to fulfil the purposes we collected it for in accordance with the applicable data protection law, on the legal basis that is necessary to respond to your enquiry. We will respond to your enquiry either by post or email. We do not use your data for any other marketing purposes. If you choose to take out a funeral plan, our application form contains further information on how we process your data. For further information on how we manage data responsibly, please refer to our Privacy Policy or contact our Data Protection Officer on 02476 382331 .

    Putting a funeral plan in place can make a big difference to your loved ones when the time comes. Our high-quality, sensitive and personalised services mean you can easily plan for tomorrow, today.

    Download our Brochure

    No hidden costs

    No hidden costs

    Unlike some providers, we cover all third-party costs – not just the funeral director’s fees.

    Once we’ve agreed a complete fee with you, that’s the amount you’ll pay for the options you have selected, as long as we carry out your funeral and your requirements don’t change. If any third-party fees included in your plan – from transport to flowers – change, or the costs increase over time for whatever reason, you’ll pay nothing extra. Your fee is your final price, not a contribution towards it. That’s the Co-op difference.

    Your money is safe

    How your money is held

    Your pre-payment amount is held in a specifically-designed ‘whole of life’ policies with Royal London Mutual, who are a large mutual insurer in the UK.

    Funeral Funds can only be accessed by us upon your death in order to provide for the funeral, or if the plan is cancelled.

    We’ll deliver your chosen plan regardless of future price increases. That’s our guarantee.

    Why choose a pre-paid plan?

    Our Pre-Paid funeral plans protect you from future price inflation.

    At Heart of England Co-op Funerals, we’ll guide you through the options so you pay only what you should.

    You can fix your price now, and pay less than you might later. Our plans also allow your loved ones to arrange and pay for additional services and requests when the time comes.

    “Wonderful, caring people. Everyone was polite, respectful and very helpful. The staff helped us through what my aunt had requested, and we found the entire process much easier due to their thoughtfulness.”

    Mrs Scott

    Why choose us?

    We offer a range of options to help you choose whichever is the best plan for you. You can make as many or as few choices as you want – and you can rely on us to provide a quality service. We take the trust you place in us seriously.

    We can help you create a completely unique funeral plan – and make sure everything is how you want it to be.

    Our colleagues will share with you their time and knowledge, guiding you through the planning process so you can make the choices you want to.

    Our highly-trained teams will answer any questions you have, and help you to complete the necessary documentation.

    We’ve been at the heart of our local communities for over 190 years. We’ve always been here to help, and we always will be.

    Our Plans

    All of our plans cover the funeral director’s charges and third-party charges as specified within them. They also include transportation and care for the deceased. Beyond these essentials, each plan builds a different type of funeral – and you can choose the one that’s right for you.

    Download our Funeral Plans brochure

    Download our Funeral Plan Options & Prices

    Download our Funeral Plan Terms & Conditions

    Unattended Cremation

    From £1,957

    This cost-effective option offers a simple direct cremation option, without a service or mourners attending.

    Apply Today

    Attended Plans

    From £3,933

    Each of these plans offers a package of fixed services that you pay for in advance - giving you peace of mind that every aspect of the funeral has been considered and arranged. Plans can be upgraded once they are fully paid, with only the extra services to pay.

    See and Compare Plans


    Price On Application (due to the various options available)

    A tailor-made plan offers outstanding flexibility. From flowers to music, transport to service stationery, simply select as you wish from our wide range of options.

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    “Thank you from the bottom of my heart! Five stars is simply not enough. I will be eternally indebted to all concerned for affording me the opportunity to create a day that will forever live on in the memories of all those in attendance.”

    Mr D McDougall

    Paying for your plan

    Applying for a plan with us is straight-forward. Instalment payment options are available – eligibility criteria and additional fees apply. To make a start, you might wish to discuss your options with us. You can contact us by phone, email, or via our website. Alternatively, there will always be a warm welcome at one of our funeral homes. We can also arrange for a colleague to visit you at home if you prefer. The next step is the application form itself.

    You can discuss the options and costs for the services you are interested in with our friendly team.

    Once your application has been processed, our plan provider, Ecclesiastical Planning Services, will send you a Welcome Pack. This will include a copy of your personalised Funeral Plan Summary, detailing the Plan you have chosen. You can also choose  to nominate a representative who can also receive details of the plan.

    Terms and Conditions apply.

    Heart of England Co-op Funerals  [which is a trading name of Heart of England Co-operative Society Ltd], Whittle House, Foleshill Enterprise Park, Courtaulds Way, Coventry, Warwickshire, CV6 5NX  IP No. 2399R is an Appointed Representative of Ecclesiastical Planning Services Limited Reg. No. 2644860, registered in England at Benefact House, 2000 Pioneer Avenue, Gloucester Business Park, Brockworth, Gloucester, GL3 4AW, UK, which is authorised and regulated by the Financial Conduct Authority. Firm Reference Number 958152.

    Plan for tomorrow, today

    Contact your local expert